Loan EMI Calculator for UGC Teachers
The EMI depends on the loan amount, interest rate and tenure.
Important: Government rules, allowances and rates change from time to time. Before taking a final decision or making a claim, confirm the figures with the latest official order, notification or rules of the department concerned.
📄 Rules & sources
📄 Rule basisChecked on 13.10.2026. Before relying on a figure, see the order in force at that time.
🔎 Source
✍️ No government rate is pre-filled — the result uses only the values you enter.
How it works
You enter: Loan amount, Interest, Tenure. The result updates as you type.
Frequently asked questions
How is a loan EMI calculated?EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the loan, r the monthly interest rate and n the number of months.
Are these figures official?They follow the orders listed under Rules & sources on this page. Values marked ⚠️ are not yet confirmed from an official order. For a final figure, rely on your finance office and the order itself.