Pension (Old Pension Scheme) Calculator for Jammu & Kashmir UGC Teachers
Under the Old Pension Scheme, pension is 50% of last basic pay or the 10-month average, whichever is higher, after at least 10 years of service. Free
📄 Rules & sources ✅ 1 verified ⚠️ 3 not yet verified
- CCS (Pension) Rules 2021 (20.12.2021) — seepz.gov.in
- CCS (Commutation of Pension) Rules 1981 — persmin.gov.in
- Commutation table (LIC 94-96, 8%), effective 2006 — Schedule B, G.S.R. 647(E), DoPT (20.09.2013) — documents.doptcirculars.nic.in
- DoPPW OM 42/02/2024-P&PW(D)/E-9475 — DR 60% from 01.01.2026 (24.04.2026) — www.icmr.gov.in
✅ Verified from an official order
- Dearness Relief (DR) on pension — 60% from 01.01.2026: 60% — from 01.01.2026 · Order: J&K Finance (Codes Division) Government Order No. 181-F of 2026 · read on the official website 18.10.2026 — “Payment of Dearness Allowance to Pensioners/Family Pensioners on revised rate effective from 01.01.2026 … from 58% to 60% of Basic Pension/Basic Family Pension” · J&K DR order 181-F of 2026 (Accountant General copy)
⚠️ Not yet verified from an official order — confirm with your university before relying on it
- Age of superannuation — 60: 60 years — 60 is the retirement age of J&K Government employees; not yet confirmed from an order for college teachers — enter your own date if it differs. · Check here: J&K DA order 2025 (Accountant General copy)
- Pension, family pension, additional pension at 80+, qualifying service (Old Pension Scheme): 50% · min ₹9,000 · max ₹1,25,000 — Pension figures follow the Central rules; J&K's pension rules for college teachers are not yet confirmed. · Check here: J&K DA order 2025 (Accountant General copy)
- Commutation of pension — 40%, Schedule table, restoration after 15 years: 40% — Commutation follows the Central rules and table; J&K's are not yet confirmed. · Check here: J&K DA order 2025 (Accountant General copy)
How it works
You enter: Last basic pay, Average basic of last 10 months, Qualifying service — years, Qualifying service — months, Date of birth, Date of retirement, DR rate. The result updates as you type. It applies Dearness Relief (DR) on pension — 60% from 01.01.2026 — each checked against the official order (✅). It also uses Age of superannuation — 60; Pension, family pension, additional pension at 80+, qualifying service (Old Pension Scheme); Commutation of pension — 40%, Schedule table, restoration after 15 years — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.