Pension (Old Pension Scheme) Calculator for Karnataka UGC Teachers
Under the Old Pension Scheme, pension is 50% of last basic pay or the 10-month average, whichever is higher, after at least 10 years of service. Free
📄 Rules & sources ⚠️ 4 not yet verified
- CCS (Pension) Rules 2021 (20.12.2021) — seepz.gov.in
- CCS (Commutation of Pension) Rules 1981 — persmin.gov.in
- Commutation table (LIC 94-96, 8%), effective 2006 — Schedule B, G.S.R. 647(E), DoPT (20.09.2013) — documents.doptcirculars.nic.in
- DoPPW OM 42/02/2024-P&PW(D)/E-9475 — DR 60% from 01.01.2026 (24.04.2026) — www.icmr.gov.in
⚠️ Not yet verified from an official order — confirm with your university before relying on it
- Dearness Relief (DR) on pension: not filled in — FD 18 SRP 2025 (paras 4 and 6) gives DR 14.25% from 01.07.2025 on pensions revised under the 2024 State pay scales, also for retired UGC-scale employees; whether this applies to your pension is not yet confirmed — enter the rate your pension slip shows. · Check here: Karnataka DA orders (Accountant General treasury endorsements, cag.gov.in)
- Age of superannuation — 60: 60 years — The G.O. leaves the age of superannuation to the State rules; 60 is not yet confirmed from an order for college teachers — enter your own date if it differs. · Check here: Karnataka Department of Collegiate Education (G.O. ED 483 UNE 2017 of 16.03.2019)
- Pension, family pension, additional pension at 80+, qualifying service (Old Pension Scheme): 50% · min ₹9,000 · max ₹1,25,000 — Pension figures follow the Central rules; the G.O. applies the State pension rules, not yet confirmed. · Check here: Karnataka Department of Collegiate Education (G.O. ED 483 UNE 2017 of 16.03.2019)
- Commutation of pension — 40%, Schedule table, restoration after 15 years: 40% — Commutation follows the Central rules and table; Karnataka's are not yet confirmed. · Check here: Karnataka DA orders (Accountant General treasury endorsements, cag.gov.in)
How it works
You enter: Last basic pay, Average basic of last 10 months, Qualifying service — years, Qualifying service — months, Date of birth, Date of retirement, DR rate. The result updates as you type. It also uses Dearness Relief (DR) on pension; Age of superannuation — 60; Pension, family pension, additional pension at 80+, qualifying service (Old Pension Scheme); Commutation of pension — 40%, Schedule table, restoration after 15 years — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.