Income Tax: Old vs New Regime Calculator for Madhya Pradesh UGC Teachers
Under the new regime there is no tax on salary up to ₹12.75 lakh in 2026-27; the old regime can be better with large HRA, home-loan and 80C deductions. Free
How it works
You enter: Annual gross salary, Age, Employer NPS contribution, HRA exemption, 80C investments, 80D health insurance, Home loan interest, Own NPS 80CCD, Professional tax. The result updates as you type. It also uses Income-tax slabs 2026-27 — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.
What applies to Madhya Pradesh UGC teachers: verified rules
Covers: Faculty, Librarians and Sports Officers of Madhya Pradesh Government colleges. Basis: UGC Academic Levels 10–14 adopted for Madhya Pradesh Government colleges by the Higher Education Department order No. F-1-11/2018/38-1 of 18.01.2019 (from 01.01.2016); increments on 1 January or 1 July; DA and HRA as for State Government employees
- ✅ Dearness Allowance (DA) — 58% from 01.07.2025
Order: MP Finance order No. F 4-1/2026/Niyam/Char dated 02.04.2026 (55% → 58% from 01.07.2025), applied to UGC-scale teachers by MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 8.4 (all allowances as for State Government employees) · Checked on: 01.11.2026 - ✅ Academic pay matrix, Levels 10–14
Order: MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 1.1 and Annexure-1 (Academic Levels 10–14 for Government colleges; Level 15 only for universities) · Checked on: 01.11.2026 - ✅ Annual increment 3% — 1 January or 1 July
Order: MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 5 (3%; 1 January or 1 July) · Checked on: 01.11.2026 - ✅ House Rent Allowance — 10% / 7% / 5%
Order: MP Finance circular No. F 4-1/2025/Niyam/Char dated 03.04.2025, paras 1–2 and 5 (10% / 7% / 5% of basic pay by town population; para 2 includes UGC/AICTE scales) · Checked on: 01.11.2026 - ✅ Pay fixation on promotion — one notional increment, then the same or next higher cell
Order: MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 6.2 (one notional increment, then the same or next higher cell) · Checked on: 01.11.2026 - ✅ Fitment factor on 01.01.2016
Order: MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 4.1 (basic pay of 01.01.2016 × 2.57, then the same or next higher cell) · Checked on: 01.11.2026 - ✅ Special allowance — Principal PG ₹3,000, UG ₹2,000
Order: MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 1.1 items 6–7 (Principal UG and PG colleges at Academic Level 14, special allowance ₹2,000 / ₹3,000 a month) · Checked on: 01.11.2026 - ✅ CAS promotion — years of service at each stage
Order: MP Higher Education Department order No. F-1-11/2018/38-1 dated 18.01.2019, para 6.1 (CAS under the UGC Regulations 2018, paras 6.0–6.4) · Checked on: 01.11.2026
These rules were checked against the official order; the full list, orders and links are under "Rules & sources".