House Building Advance Calculator for Maharashtra UGC Teachers
Under the Central Government HBA Rules 2017 the advance is up to 34 months' basic pay or ₹25 lakh, whichever is less; universities follow their own HBA rules.
Central Government rates. This calculator uses the Central rules; Maharashtra's own rules may differ — check with your university.
Important: Government rules, allowances and rates change from time to time. Before taking a final decision or making a claim, confirm the figures with the latest official order, notification or rules of the department concerned.
📄 Rules & sources ⚠️ 2 not yet verified
📄 Rule basis
- MoHUA HBA Rules 2017 (09.11.2017) — dot.gov.in
- MoHUA OM — HBA interest 7.10% for 2026-27 (13.05.2026) — www.mohua.gov.in
🔎 Source
⚠️ Not yet verified from an official order — confirm with your university before relying on it
- House Building Advance interest: not filled in — Universities and colleges follow their own advance rules — enter your institution's rate. · Check here: Maharashtra Finance Department
- Central Government allowances (CEA, tour and transfer TA, LTC, house building advance): Central rates — These calculators use the Central Government rules; Maharashtra's own rules may differ. · Check here: Maharashtra Finance Department
How it works
You enter: Basic pay, Cost of house, Advance wanted, Interest. The result updates as you type. It also uses House Building Advance interest; Central Government allowances (CEA, tour and transfer TA, LTC, house building advance) — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.
Frequently asked questions
How much House Building Advance can I get?Under the Central Government HBA Rules 2017: up to 34 months' basic pay or ₹25 lakh, whichever is less, repaid in 180 monthly instalments of principal and then 60 of interest. Universities may run their own scheme.
Are these figures official?They follow the orders listed under Rules & sources on this page. Values marked ⚠️ are not yet confirmed from an official order. For a final figure, rely on your finance office and the order itself.