NPS Corpus & Pension Projection Calculator for Odisha UGC Teachers
Your NPS corpus at retirement depends on contributions and market returns; 60% can be withdrawn tax-free and 40% buys an annuity.
Central Government rates. This calculator uses the Central rules; Odisha's own rules may differ — check with your university.
Important: Government rules, allowances and rates change from time to time. Before taking a final decision or making a claim, confirm the figures with the latest official order, notification or rules of the department concerned.
📄 Rules & sources ✅ 1 verified ⚠️ 1 not yet verified
📄 Rule basis
- CCS (Implementation of NPS) Rules 2021, G.S.R. 227(E) (31.03.2021) — cpao.nic.in
🔎 Source
✅ Verified from an official order
- Dearness Allowance (DA) — 60% from 01.01.2026: 60% — from 01.01.2026 · Order: Odisha Finance memo No. 12890 (FIN-CS2-ALW-0031-2025) dated 18.05.2026 · read on the official website 18.10.2026 — “Sanction of Dearness Allowance @2% enhancing the existing rate from 58% to 60% with effect from 01.01.2026 … These also include teachers of Universities who enjoy AICTE/UGC scale under ORSP (College Teachers) Rules, 2019.” · Odisha DA memo 12890, 18.05.2026 (Finance Department)
⚠️ Not yet verified from an official order — confirm with your university before relying on it
- NPS — 10% employee + 14% employer: 10% + 14% — 10% + 14% as for Central staff; Odisha's rates for college teachers are not yet confirmed. · Check here: Odisha Finance Department orders
How it works
You enter: Current corpus, Basic pay, DA rate, Years to retirement, Pay growth per year, Return per year, Annuity rate. The result updates as you type. It applies Dearness Allowance (DA) — 60% from 01.01.2026 — each checked against the official order (✅). It also uses NPS — 10% employee + 14% employer — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.
Frequently asked questions
What does NPS deduct?10% of basic pay plus DA from you; the employer adds 14%.
What is the UPS assured payout?50% of the last 12 months' average basic pay for 25 years of service, proportionately from 10 years, minimum ₹10,000, plus DR.
Are these figures official?They follow the orders listed under Rules & sources on this page. Values marked ⚠️ are not yet confirmed from an official order. For a final figure, rely on your finance office and the order itself.