Pension (Old Pension Scheme) Calculator for Punjab UGC Teachers

Under the Old Pension Scheme, pension is 50% of last basic pay or the 10-month average, whichever is higher, after at least 10 years of service. Free

Important: Government rules, allowances and rates change from time to time. Before taking a final decision or making a claim, confirm the figures with the latest official order, notification or rules of the department concerned.

📄 Rules & sources ⚠️ 4 not yet verified

📄 Rule basis

CCS (Pension) Rules 2021 (20.12.2021) — seepz.gov.in
CCS (Commutation of Pension) Rules 1981 — persmin.gov.in
Commutation table (LIC 94-96, 8%), effective 2006 — Schedule B, G.S.R. 647(E), DoPT (20.09.2013) — documents.doptcirculars.nic.in
DoPPW OM 42/02/2024-P&PW(D)/E-9475 — DR 60% from 01.01.2026 (24.04.2026) — www.icmr.gov.in

Checked on 18.10.2026. Before relying on a figure, see the order in force at that time.

🔎 Source

⚠️ Not yet verified from an official order — confirm with your university before relying on it

Dearness Relief (DR) on pension: not filled in — Pension is paid "on the pattern of Punjab Government retirees" (para 13(iii)); no Punjab DR order for UGC-scale pensioners could be opened — enter the rate on your pension slip. · Check here: Punjab Finance Department
Age of superannuation — 58: 58 years — Para 13(ii): age of retirement as for Punjab Government employees; 58 is not yet confirmed from an order for college teachers — enter your own date if it differs. · Check here: Punjab Department of Higher Education (notification of 28.09.2022 — copy saved in the project)
Pension, family pension, additional pension at 80+, qualifying service (Old Pension Scheme): 50% · min ₹9,000 · max ₹1,25,000 — Pension figures follow the Central rules; the notification (para 13(iii)) pays pension on the pattern of Punjab Government retirees, not yet confirmed. · Check here: Punjab Department of Higher Education (notification of 28.09.2022 — copy saved in the project)
Commutation of pension — 40%, Schedule table, restoration after 15 years: 40% — Commutation follows the Central rules and table; Punjab's are not yet confirmed. · Check here: Punjab Finance Department

How it works

You enter: Last basic pay, Average basic of last 10 months, Qualifying service — years, Qualifying service — months, Date of birth, Date of retirement, DR rate. The result updates as you type. It also uses Dearness Relief (DR) on pension; Age of superannuation — 58; Pension, family pension, additional pension at 80+, qualifying service (Old Pension Scheme); Commutation of pension — 40%, Schedule table, restoration after 15 years — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.

Frequently asked questions

How is pension calculated?50% of last basic pay or the 10-month average, whichever is higher, after 10 years of service; minimum ₹9,000.

How much can I get by commuting pension?Up to 40% of basic pension × 12 × the factor for your age next birthday, restored after 15 years. This calculator uses the Central table — Punjab's own table may differ slightly.

What is the family pension?30% of last basic pay (minimum ₹9,000); 50% for 10 years after death in service, or up to 7 years after retirement until age 67.

Which pension schemes apply?Old Pension Scheme, NPS.

Are these figures official?They follow the orders listed under Rules & sources on this page. Values marked ⚠️ are not yet confirmed from an official order. For a final figure, rely on your finance office and the order itself.

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