Service Gratuity (under 10 years) Calculator for Jammu & Kashmir UGC Teachers
With less than 10 years of service, a one-time service gratuity of half a month's emoluments per six months of service is paid instead of pension.
Important: Government rules, allowances and rates change from time to time. Before taking a final decision or making a claim, confirm the figures with the latest official order, notification or rules of the department concerned.
📄 Rules & sources ⚠️ 2 not yet verified
📄 Rule basis
- CCS (Pension) Rules 2021 (20.12.2021) — seepz.gov.in
🔎 Source
⚠️ Not yet verified from an official order — confirm with your university before relying on it
- Dearness Allowance (DA) — latest J&K order: not filled in — The last J&K employee DA order read is 55% from 01.01.2025 (Codes Division, June 2025); pensioners' DR was raised to 60% from 01.01.2026 (Order 181-F of 2026) but the matching employee DA order could not be opened — enter the rate on your pay slip. · Check here: J&K DA order 2025 (Accountant General copy)
- Retirement and death gratuity — ceiling ₹25 lakh: 16½ × emoluments, up to ₹25,00,000 — The calculator uses the Central ₹25 lakh ceiling; J&K's ceiling for college teachers is not yet confirmed. · Check here: J&K DA order 2025 (Accountant General copy)
How it works
You enter: Last basic pay, DA rate, Qualifying service — years, Qualifying service — months. The result updates as you type. It also uses Dearness Allowance (DA) — latest J&K order; Retirement and death gratuity — ceiling ₹25 lakh — not yet confirmed from an official order for university teachers (⚠️), so check these with your university.
Frequently asked questions
How is retirement gratuity calculated?One-quarter of basic pay plus DA for each six months of service, up to 66 periods, capped at ₹25,00,000 (the Central ceiling — Jammu & Kashmir's own ceiling is not yet confirmed).
How is pension calculated?50% of last basic pay or the 10-month average, whichever is higher, after 10 years of service; minimum ₹9,000.
Are these figures official?They follow the orders listed under Rules & sources on this page. Values marked ⚠️ are not yet confirmed from an official order. For a final figure, rely on your finance office and the order itself.